Does home insurance cover roof leaks?
General guidance on storm damage, wear and tear and what insurers usually ask for.
Check your policy
Cover varies between insurers. Many policies cover sudden storm damage but exclude gradual wear and tear. Your insurer is the only one who can confirm your cover.
Record the damage
Take photos where it's safe and keep any debris. Note the date and weather.
Prevent further damage
Insurers generally expect you to limit further damage, such as getting a make-safe repair.
How we can help
We can provide photos and a written description of what we found for you to send to your insurer.